Card Machine Queen advice
Make sense of processing rates, transaction fees, PCI charges, minimum service charges and the true cost of taking payments.
Written by Zoe Bordiuk, Independent Payment Consultant Honest, independent guidance for UK small businesses • Last updated: 17/07/2026 You opened your card machine statement, looked at the total, winced, and closed it again. Most of the business owners I speak to do exactly that every month. Not
Card machine fees explained: what UK businesses actually pay Written by Zoe Bordiuk Independent Payment Consultant Honest, independent card payment advice for UK small businesses In short Card machine fees are made up of three layers: the interchange fee (paid to the customer’s bank and capped
Written by Zoe Bordiuk Independent Payment Consultant Honest, independent card payment guidance for UK small businesses • Last updated: June 2026 In short (Direct Answer) No, UK card surcharge rules make it illegal to charge a consumer extra for paying by debit card, credit card, or wallets like Apple Pay
Is your card machine costing you more than it should? Written by Zoe Bordiuk Independent Payment Consultant Honest, independent card payment advice for UK small businesses In short The signs that a card machine setup is not working in your favour are usually hiding in plain sight: a statement y
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